Credit problems are far more prevalent than you might think. Even if you’ve been careful or have avoided using credit cards, you could still unwittingly have a poor credit rating and be badly in need of credit repair. Mortgage Delivery Guy can instigate a robust credit repair program that will get you well on your way to owning your own home. The term “credit repair” is a general one, typically referring to the practice of improving or rehabilitating a person’s financial reputation. But depending on the source it can mean different things, so when you seek out assistance in this area it is important to ask questions.